About IIM Jammu

The Indian Institute of Management (IIM) brand has now become synonymous with innovation, talent, and zeal for success and contribution in management. The Government of India established the Indian Institute of Management Jammu (IIM Jammu) in Jammu and Kashmir in 2016. IIM Jammu has set up an off-campus at Srinagar dedicated to Executive Education and another transit campus at Jallo Chak in Jammu. From the very beginning, IIM Jammu has set high standards for outstanding value-based quality education, high-quality research, executive education, consultancy, and strong corporate as well as international linkages. IIM Jammu also encourages contemporary research concentrating on regional, national, and global issues. IIM Jammu offers a mix of academic programs such as Doctoral Program, Master of Business Administration, and Integrated Program in Management. Apart from quality management education and executive training, IIM Jammu is also involved in several consultancy projects sponsored by state and central governments and international agencies. www.iimj.ac.in

About NSE Academy

NSE Academy has been established as a wholly owned subsidiary of National Stock Exchange of India Limited, which promotes financial literacy and skill oriented financial markets courses with online testing and certification system. NSE Academy, in association with reputed Universities & Colleges in India, has been offering various certification programs at the campuses of the respective Universities/colleges/ institutes. NSE Academy Certification courses have been designed with industry participants for grooming of candidates with job related skills. All the programs are crafted to prepare the students for future role in the financial and technology industry. visit nse-academy


This Program is intended for professionals interested in developing skills and understanding of Digital Finance and Banking.

The specific objectives of the program are:

To equip participants with contemporary accounting and finance knowledge required for working in the banking, financial services, insurance and fintech sectors.

To impart the understanding of the financial and legal framework of financial sector.

To understand different perspectives on FinTech markets and opportunities

To understand and appreciate the use of fintech in the digitization of financial markets/services

Who should attend

Bankers, Financial Services Professionals, Finance executives, Government officers, Defense Officers planning to pursue Finance or Banking Career, Entrepreneurs, Consumers and Investors of FinTech

Everyone who is interested in digital Finance & Banking

Program Contents

Foundations of Accounting and Finance

Understanding of Financial Statements - Balance Sheet, Income Statement, Cash Flow Statement

Financial Statement Analysis - Common-Size, Trend Analysis, Ratio Analysis

Basic Corporate Finance Concepts - Time Value of Money, Investment Analysis, Cost of Capital and Corporate Valuation

An Overview of the Indian Financial System – Role, Various Classifications of Financial Markets (Time Based Classification, Product based Classification, Geography based Classification), Financial Market Players, Regulatory Bodies & Structure

Banking in India

Introduction to Banks & Banking | Tech trends in banking

Retail Banking-Retail banking | Deposit products & operations | Retail lending – loan products & operations | Other products & services | Technology in Retail Banking: Mobile banking, Internet banking | POS terminals | Branchless banking | Inclusive Finance | Case study

Corporate Banking- Introduction to corporate banking | Debt products | Liability products | Credit Analysis | Working capital | Trade Finance | Trade Finance products | Forex Sales & Operations | Incoterms 2010 and Incoterms 2020 (Overview) | Treasury products | International payments -Letter of Credit | FinTech in corporate banking – online Lending | Case study

NBFC- Overview of non-banking finance companies | Products, classification, funding, Sourcing channels | Credit underwriting | Collection | Digital innovations in NBFC | Case study

Emerging Opportunities and Challenges for Banks and NBFCs – Payment Banks


Evolution of the fintech landscape – revolutionary vs evolutionary innovations| Business areas and product types - lending and personal finance, crowd-finding and business financing, payments and retail transactions, equity, trading and investment applications, various types of cryptocurrencies, and

banking infrastructure and tools | Regulatory Challenges | Fintech Challenges and Adoption of Fintech by Traditional Banks and Financial Institutions/Intermediaries | Consumer Experience – Adoption & Impact across countries, age and gender | Impact on Professionals – required future job skills | Cases - Koho Financial Inc, Cuvva, Elixir, Zerodha, Capital One

Fintech Technologies - Identity and privacy technologies, Blockchain and encryption, Big data analytics, AI and automation, and Consumer tech innovations

Fintech For Managing Capital-Access to capital | Settlement of capital | Allocation of capital

Blockchain Deep dive- Applications: Advantages and Potential Challenges | Blockchain and Cryptocurrency | Cryptocurrencies | Applications of Blockchain- fraud detection, pricing, and reducing administrative costs | Use cases in financial services

Analytics Deep dive- Overview of analytics | Intro into machine learning | Use cases in financial services

RPA Deep dive- Robotic Process Automation – a primer | RPA – the road ahead | Use cases in financial services

Regulations and Risk Management in Banking

Risk-Concept in Financial Services & Banks | Managing and reducing Risk: Security and Regulations| Organizational Structure - Risk Identification - Risk Measurement

Regulatory Framework-Client onboarding | Know Your Customer (KYC) and Anti-money laundering (AML) | Compliance in banking | RegTech | Government initiatives and regulations in FinTech – India, US, Europe, China, HongKong and Singapore etc. | Compliance with Regulations

Crime in financial markets |Data theft and security technologies| Human challenges in implementing effective security | Electronic evidence & digital forensics issues

Sensitivity - Basis Point Value (BPV) - Duration - Downside Potential - Stress Testing - Risk Monitoring and Control - Risk Reporting

Market Risk identification, Measurement and management, Value at Risk, Back Testing

Credit risk - rating methodology, risk weights, eligible collateral for mitigation, guarantees; credit ratings, transition matrices, default probabilities, Credit risk spreads, risk migration and credit metrics, Counterparty risk. Credit exposures, recovery rates, risk mitigation techniques

Operational and integrated Risk Management - Risk management, capital Management

Basel Norms - Current guidelines on risk management

Prepare yourself for JOB

Job-Ready Skills-Communication skills | Business writing skills | Global guide to business etiquette

Sales- Customer centricity | Sell like a pro | Strategic selling | Negotiation skills | Handling challenging customers

Job Ready Skills-Excel | Resume writing | Interview preparation – HR | Interview preparation – domain | Mock interviews – HR & Domain


This program will use a mix of pedagogical tools such as lectures, hands on sessions and case discussions in the learning process. Participants are expected to come prepared with the assigned readings/cases and are expected to actively participate in the in-class discussions and exercises.

Program Schedule

Schedule - Sunday (3 hours with interval of 15 minutes)

Session Duration - 3 Weeks in a Month

Session Timing - 10:30 PM to 1:45 PM

IIM - Jammu Campus Immersion : 3 Days

Evaluation Methodology

Evaluation by Indian Institute of Management Jammu (IIM Jammu)

Evaluation will be on the below two components:

  • Quizzes
  • Project Work


Program USPs and Participant Benefits

Learn at one of India's Best Business Schools

Three-day campus immersions at the IIM Jammu campus

Gain actionable insights from industry-oriented curriculum, taught by leading IIM Jammu faculty

Receive a Certificate of completion & be eligible for the IIM Jammu Executive Alumni Status (optional)

Will help participants to grow past their current position in the corporate by providing them with contemporary happenings of the Digital Finance & Banking.

Course designed and taught by eminent IIM Jammu faculty

A 10 months immersive & hands-on learning journey that provides time for introspection and reflection

Alumni Status

Candidates successfully completing the program will be eligible to apply for a lifetime membership as Executive Alumni on payment of a one-time Alumni Fee as per the then IIMJ rules.

Program Directors

Fee with Flexible Payment Options

All Fees are payable by Student directly to NSE Academy

Applying to the programme?

We suggest you keep the following documents ready.

Your Graduation/Degree : You can submit a scanned copy of ANY ONE of

Degree Certificate

Provisional Degree Certificate

Marks Transcript or Score Transcript

Details Participants Fee Total Programme Fees
Admission Fees INR 10,000 + 18% GST INR 11,800
Programme Fees INR 1,90,000 + 18% GST INR 2,12,400

GST (as applicable)

Most Frequently Asked

The Digital Finance and Banking Age Banking program covers various topics in the umbrella of the Banking and Finance segment. After completing this program, you will be well-versed with retail banking, corporate banking and the NBFC landscape. You will also get exposure to a module on Fintech and Regulatory Risk.

The Program will be for 10 Months every Sunday- 10:30 PM to 1.45 PM classes will conduct online and Participants has to One in-campus immersion modules at IIM Jammu for 3 days

The program will be a mix of pre-course work (content distributed to the participants), Case studies, and project work.

The content will be delivered as interactive Online lectures from leading IIM Jammu faculty

At least 4-5 hours per week of time commitment is expected to be able to complete the program.

Post completion of the program, a Certificate of Completion would be granted from IIM Jammu & NSE Academy .if you qualify the minimum requirement for program completion. You will be given a certificate of participation if you fail to meet the completion criteria.

We have tie-ups with NBFC partners to providing education loans. For more information, you can contact your education counselors.

We have tie-ups with NBFC partners to providing education loans. For more information, you can contact your education counselors.

We advise all candidates to have complete information before enrolling in the program. No refund requests will be accepted once the fee has been paid.

We accept corporate sponsorships and can assist you with the process. For more information, you can write to us at skanade@nse.co.in

Terms and Conditions

Registration is based on a first-come, first-serve basis

Once participation is confirmed, participants are liable to pay the full amount even in no show-up case.

The blocking fee will not be refunded once booked.

The certificate will be provided only on attending and completing all the modules.

NSE Academy reserves the right to modify content, expert(s), Platform,Delivery & date(s) of the program.

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